Whether you are looking for dental coverage for yourself or your entire family, we can help you find the insurance that is right for you. Our Customer Service staff and licensed agents are available to assist you. This article is for general information and may not be updated after publication.
The above information is not intended to provide prices or coverage information for any specific insurance plan. The specific benefits covered by any insurance plan will be stated in the official documentation for the plan. Prices and rates vary by region and other factors.
Braces can transform a smile and restore confidence in your appearance. Did you know that getting the smile you or your child have always longed for could be less expensive than you thought? To pave the way to a beautiful smile without breaking the bank, consider purchasing supplemental insurance for braces.
Some plans offer partial orthodontic coverage for children under 18. Some health plans also provide dental benefits in certain medically necessary situations, such as experiencing oral side effects from a health condition or drug and having a traumatic dental injury. In such cases, some medical insurance typically covers treatment to repair or reconstruct damaged teeth as well as surgery that’s related to the jaw and facial bones—known as oral and maxillofacial surgery.
What Insurance Covers Braces? Orthodontic insurance is a type of supplemental plan that covers devices used to correct abnormalities of the teeth and jaw, such as braces. Supplemental orthodontic insurance for braces is available for both adults and children. What Does Dental Insurance for Braces Cover? Supplemental dental insurance for braces covers the use of devices to: Straighten teeth.
Correct irregularities with bite. Properly align lips and teeth. How Much Does Orthodontic Insurance Cover? Some plans will cover a percentage of braces for patients who are 18 and younger. But the type of plan you choose also factors into the overall cost of realigning teeth. Traditional metal braces range in cost from $3,000 to $7,000.
Supplemental orthodontic insurance for braces can help you manage those expenses. Supplemental dental insurance for braces may also involve a separate lifetime maximum that applies to the entirety of your orthodontic treatment and is not part of your annual dollar maximum for other types of dental care. How Do You Know If You (or Your Child) Need Braces? To begin, your dentist can tell you if they believe you would benefit from braces.
An orthodontist is a dental specialist who utilizes a variety of methods to straighten teeth and realign bites. During your visit, the orthodontist will evaluate your teeth and tell you if braces would be appropriate. Ask Your Orthodontist for an Estimate Just like with a general contractor, you can request an estimate from your orthodontist to avoid surprises with your bill.
The insurer can then provide an estimate of payments by the plan. This is just an estimate, and if additional services are needed, the charges may surpass what the orthodontist predicted. However, a pretreatment estimate gives you a feel for what your out-of-pocket expenses may be. Then, supplemental dental insurance for braces can alleviate some of those expenses.
Get an online quote today, or find a local insurance agent. Call Health, Markets at . https://www. dentalinsurance.org/blog/index. php/2014/09/does-dental-insurance-cover-braces/ https://www. animated-teeth. com/dental-braces/a5-invisalign-braces-costs-insurance. htm https://www. thebalance.com/your-dental-insurance-plan-orthodontic-insurance-2645591 https://www. aaoinfo.org/blog/what-is-an-orthodontist-and-dentofacial-orthopedist/ .
Understanding the facts and the health benefits How The Spirit Plan Can Help Spirit Dental offers a $1,200 children’s orthodontia benefit on any of our network plans. Here’s a breakdown of how the plan works: After you meet your $100 one-time deductible, your plan coverage will be available. Children’s Orthodontic care for the proper alignment of teeth is only provided to dependent children.
Plan FAQ’s The plan considers anyone under the age of 19 to be a child. The child must be 19 or under when treatment is received. Once a plan is purchased, there are no waiting periods. You can schedule an appointment with an in-network orthodontist as soon as you purchase the plan.
Get a free instant quote today or call 844-833-8440 to speak with one of Spirit’s licensed agents. Children’s Orthodontic Quick Facts * An orthodontic evaluation should take place by age 7 to identify potential problems early and maximize effectiveness. Treatment times can take anywhere between six and 30 months, but most standard treatments take about 24-28 months - Best Orthodontic Insurance Options of 2021.
Better ability to chew and digest food. Additional Benefits of Orthodontia * Improved self-esteem Reduced cost of long term dental problems Ease of daily brushing and flossing Children's Orthodontics FAQ What is a good age for braces? The best age for braces will depend on your child’s specific situation, but most experts recommend getting braces between the ages of 10 and 14 while the child’s mouth and head are still growing.
What kind of insurance covers braces? Not all insurance plans cover braces, but most of our Spirit Dental policies do! When purchasing dental insurance, be sure to check if coverage for orthodontics is included. Are braces covered by insurance for kids? Most Spirit Dental insurance policies cover braces for dependent children and teenagers under the age of 19 - Dental Insurance Plans & Coverage.
How much does it cost to get braces for a child? The price of braces for children can range greatly, from as little as $3,000 to as much as $10,000 depending on the treatment and correction needed. Medical brace coverage. It is important if you are considering braces to get insurance coverage that covers orthodontic care, like our Network 1200/2500/5000 plan that offers ortho coverage up to 50%, so you can save big on your child’s braces!* Sources include: (Bibby Orthodontics, Kids Health, Mouth, Healthy, American Academy Of Pediatric Dentistry, Your Dentistry Guide).